Sanus Shield is not authorised by the Financial Conduct Authority (FCA) in its own right but operates as an Appointed Representative (AR) of Raw Insurance Limited, which is authorised and regulated by the FCA.

Sanus Shield acts as:

1. An Appointed Representative (AR) of Raw Insurance Limited for general insurance activities.

2. An Introducer Appointed Representative (IAR) of BHSF Limited solely for the purpose of introducing customers to cash plan products.

3. An Introducer Broker (IB) to Healthnet Services Limited for the introduction of customers to private medical insurance (PMI), life insurance, and health-related products.

4. commercial partner and reseller of Shoorah Ltd, providing access to employee assistance programmes (EAP), wellbeing services, and related non-regulated products.

Sanus Shield does not provide advice, recommendations, or personal opinions on any insurance or financial products.

All regulated activities, including advice (where applicable), underwriting, policy administration, and claims handling, are carried out exclusively by authorised and FCA-regulated firms.

Any information provided by Sanus Shield Ltd is for general information purposes only and should not be relied upon as financial or insurance advice. Customers should seek independent advice or rely on the guidance of the authorised provider before entering into any agreement.

Sanus Shield is not authorised by the Financial Conduct Authority (FCA) in its own right but operates as an Appointed Representative (AR) of Raw Insurance Limited, which is authorised and regulated by the FCA.

Sanus Shield acts as:

1. An Appointed Representative (AR) of Raw Insurance Limited for general insurance activities.

2. An Introducer Appointed Representative (IAR) of BHSF Limited solely for the purpose of introducing customers to cash plan products.

3. An Introducer Broker (IB) to Healthnet Services Limited for the introduction of customers to private medical insurance (PMI), life insurance, and health-related products.

4. commercial partner and reseller of Shoorah Ltd, providing access to employee assistance programmes (EAP), wellbeing services, and related non-regulated products.

Sanus Shield does not provide advice, recommendations, or personal opinions on any insurance or financial products.

All regulated activities, including advice (where applicable), underwriting, policy administration, and claims handling, are carried out exclusively by authorised and FCA-regulated firms.

Any information provided by Sanus Shield Ltd is for general information purposes only and should not be relied upon as financial or insurance advice. Customers should seek independent advice or rely on the guidance of the authorised provider before entering into any agreement.

Sanus Shield Ltd and Shoorah Ltd act as introducer appointed representatives of BHSF Group Limited.
BHSF Group Limited is registered in England & Wales (No. 04767689).
Registered office: 14th Floor, 54 Hagley Road, Birmingham, B16 8PE.

BHSF Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
BHSF Employee Benefits Limited is authorised and regulated by the Financial Conduct Authority.

Sanus Shield Ltd and Shoorah Ltd act solely as introducers for business cash plan referrals.
They do not provide financial, legal, or regulated health advice.
All advice and services are provided directly by BHSF.

BHSF’s mental health services are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Sanus Shield Ltd acts as an introducer for Healthnet Services Limited.
UK Health Insurance is a trading name of Healthnet Services Limited, which is authorised and regulated by the Financial Conduct Authority (FRN 312313).

Healthnet Services Limited is registered in England & Wales (No. 04620230).
Registered office: Bourne House, 25 Bourne Valley Road, Poole, Dorset, BH12 1DY.

Sanus Shield Ltd does not provide financial or insurance advice.
All advice, underwriting, and policy administration are carried out by Healthnet Services Limited.