A simple, affordable way to support everyday employee healthcare. Employees can claim money back on routine healthcare costs, alongside digital wellbeing and support services.
Simple, affordable healthcare cover that supports employees from day one — with fast claims, no medical checks, and effortless administration.
Rapid Claim Reimbursement
Round-the-clock access to accredited counsellors.
User-Friendly Portal
Up to 6 sessions per issue, per year.
Start Saving from Day 1
No waiting periods - employees can begin claiming from policy start date
Exceptional Service
Rated Excellent on Trustpilot with a 4.9 score (as of March 2025)
No Medical Required
Inclusive coverage - no medical underwriting needed to sign up
Effortless Administration
Simple enrollment to claims processing designed for both employers and employees
Benefits
Benefits for Everyone
Cashback on everyday healthcare costs, supporting employee wellbeing alongside other workplace benefits. Not insurance and does not replace NHS or private medical cover.
For employers
Simple, affordable wellbeing support that helps attract and retain staff.
Supports and empowers healthier living across your organisation
Helps strengthen your recruitment package and staff retention
Market-leading health services reducing absenteeism
Employees use the plan alongside the NHS seamlessly
Predictable fixed annual costs
For employees
Cashback on routine healthcare expenses, with easy and private access to support.
100% cashback on everyday healthcare costs
Access to four preventative digital solutions
Personal and family cover (children up to 21 or 24 if in full-time education)
Simple and fast online claims
Help salaries go further with substantial healthcare reimbursements
What We Covers
Comprehensive Coverage
All plans include these key benefit categories with varying coverage levels
Dental
Routine check-ups, treatments, and protection for unexpected emergencies
Optical
Sight tests, prescription eyewear, contact lenses and vision care
Therapies
Physiotherapy, osteopathy, chiropractic, acupuncture and more
24/7 GP Helpline
Expert medical guidance available anytime you need it, 365 days a year
Counselling Support
Confidential in-the-moment support and structured counselling access
Inoculations
Help employees stay healthy with vaccinations and flu protection
Chiropody
Professional foot care treatment to keep your team on their feet
Health Screening
Empower employees with early detection and prevention services
Online Discounts
Offers and savings on retailers, leisure, travel, eating out and more
Wellness Discounts
Routine check-ups, treatments, and protection for unexpected emergencies
Diagnostic Scans
MRI, CT and PET scan coverage (policyholder only on base level)
10+ Employees pricing options available upon request.
Plan Benefits
Corporate voluntary - employee funded
Benefits
Level 1
Level 2
Level 3
Level 4
Dental
£125
£200
£300
—
Dental Trauma
£400
£600
£800
—
Optical
£125
£200
£300
—
Therapies (combined)
£300
£450
£600
—
Health Screening
£200
£300
£400
—
Diagnostic Consultations
£200
£300
£400
—
24/7 GP Helpline
—
Counselling & Support
—
Our Process
How cash plans work
1
Select a plan
Choose the right option based on team size (3–9 or 10+ employees) and preferred cover level.
2
Enroll your team
Employees are enrolled and receive access to plan features, tools, and support services where included.
3
Use and claim
Employees use eligible services and submit claims in line with the plan rules and benefit limits.
4
Cashback paid
Cashback is paid in accordance with the provider’s process, supporting everyday wellbeing costs.
FAQs
Common Questions Employers Ask
This section reduces friction and improves conversion by answering the questions buyers usually call about.
Yes. Clinical details remain confidential. Employers receive practical recommendations, not medical diagnoses.
Yes. Clinical details remain confidential. Employers receive practical recommendations, not medical diagnoses.
Yes. Clinical details remain confidential. Employers receive practical recommendations, not medical diagnoses.
Ready to protect your organisation?
Trusted insurance solutions for care providers and businesses across all sectors, delivering clarity, transparency and reliable support to help you operate with confidence every day.
Sanus Shield is not authorised by the Financial Conduct Authority (FCA) in its own right but operates as an Appointed Representative (AR) of Raw Insurance Limited, which is authorised and regulated by the FCA.
Sanus Shield acts as:
1. An Appointed Representative (AR) of Raw Insurance Limited for general insurance activities.
2. An Introducer Appointed Representative (IAR) of BHSF Limited solely for the purpose of introducing customers to cash plan products.
3. An Introducer Broker (IB) to Healthnet Services Limited for the introduction of customers to private medical insurance (PMI), life insurance, and health-related products.
4. commercial partner and reseller of Shoorah Ltd, providing access to employee assistance programmes (EAP), wellbeing services, and related non-regulated products.
Sanus Shield does not provide advice, recommendations, or personal opinions on any insurance or financial products.
All regulated activities, including advice (where applicable), underwriting, policy administration, and claims handling, are carried out exclusively by authorised and FCA-regulated firms.
Any information provided by Sanus Shield Ltd is for general information purposes only and should not be relied upon as financial or insurance advice. Customers should seek independent advice or rely on the guidance of the authorised provider before entering into any agreement.
Ready to support your people?
Confidential EAP support that strengthens wellbeing and delivers real business impact.
Sanus Shield is not authorised by the Financial Conduct Authority (FCA) in its own right but operates as an Appointed Representative (AR) of Raw Insurance Limited, which is authorised and regulated by the FCA.
Sanus Shield acts as:
1. An Appointed Representative (AR) of Raw Insurance Limited for general insurance activities.
2. An Introducer Appointed Representative (IAR) of BHSF Limited solely for the purpose of introducing customers to cash plan products.
3. An Introducer Broker (IB) to Healthnet Services Limited for the introduction of customers to private medical insurance (PMI), life insurance, and health-related products.
4. commercial partner and reseller of Shoorah Ltd, providing access to employee assistance programmes (EAP), wellbeing services, and related non-regulated products.
Sanus Shield does not provide advice, recommendations, or personal opinions on any insurance or financial products.
All regulated activities, including advice (where applicable), underwriting, policy administration, and claims handling, are carried out exclusively by authorised and FCA-regulated firms.
Any information provided by Sanus Shield Ltd is for general information purposes only and should not be relied upon as financial or insurance advice. Customers should seek independent advice or rely on the guidance of the authorised provider before entering into any agreement.
Ready to transform your workplace?
Contact our team to learn how guided mental wellbeing programmes can benefit your organization and improve employee wellbeing.
Sanus Shield Ltd and Shoorah Ltd act as introducer appointed representatives of BHSF Group Limited.
BHSF Group Limited is registered in England & Wales (No. 04767689).
Registered office: 14th Floor, 54 Hagley Road, Birmingham, B16 8PE.
BHSF Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
BHSF Employee Benefits Limited is authorised and regulated by the Financial Conduct Authority.
Sanus Shield Ltd and Shoorah Ltd act solely as introducers for business cash plan referrals.
They do not provide financial, legal, or regulated health advice.
All advice and services are provided directly by BHSF.
BHSF’s mental health services are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.
Ready to protect your organisation?
Trusted insurance solutions for care providers and businesses across all sectors, delivering clarity, transparency and reliable support to help you operate with confidence every day.
Join our network today and start offering specialist social care insurance solutions to your clients. Access our dashboard, track your referrals, and grow your business with Sanus Shield.
Sanus Shield helps individuals and businesses explore trusted life protection options including Term Life Cover, Whole Life Cover, Critical Illness Cover, Income Protection, and Private Medical Insurance. Our advisors guide you through every step with clear support tailored to your needs.
Sanus Shield Ltd acts as an introducer for Healthnet Services Limited.
UK Health Insurance is a trading name of Healthnet Services Limited, which is authorised and regulated by the Financial Conduct Authority (FRN 312313).
Healthnet Services Limited is registered in England & Wales (No. 04620230).
Registered office: Bourne House, 25 Bourne Valley Road, Poole, Dorset, BH12 1DY.
Sanus Shield Ltd does not provide financial or insurance advice.
All advice, underwriting, and policy administration are carried out by Healthnet Services Limited.
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