Fixed-term financial protection designed to support loved ones if death occurs within the selected policy period.
What is covered
Financial payout if death occurs within the policy term
Mortgage, loan, and family living expense support
Flexible cover terms based on provider options
Optional critical illness add-ons where available
Equipment, medical tools & building cover
Support for individuals, families, and dependants
Why It Matters
Term Life Cover helps families stay financially protected during important life stages, especially where there are dependants, mortgages, or long-term financial responsibilities.
Key Benefits
Fixed-period protection
Family financial support
Flexible provider options
Advisor-led guidance
Ready to protect your organisation?
Trusted insurance solutions for care providers and businesses across all sectors, delivering clarity, transparency and reliable support to help you operate with confidence every day.
Sanus Shield is not authorised by the Financial Conduct Authority (FCA) in its own right but operates as an Appointed Representative (AR) of Raw Insurance Limited, which is authorised and regulated by the FCA.
Sanus Shield acts as:
1. An Appointed Representative (AR) of Raw Insurance Limited for general insurance activities.
2. An Introducer Appointed Representative (IAR) of BHSF Limited solely for the purpose of introducing customers to cash plan products.
3. An Introducer Broker (IB) to Healthnet Services Limited for the introduction of customers to private medical insurance (PMI), life insurance, and health-related products.
4. commercial partner and reseller of Shoorah Ltd, providing access to employee assistance programmes (EAP), wellbeing services, and related non-regulated products.
Sanus Shield does not provide advice, recommendations, or personal opinions on any insurance or financial products.
All regulated activities, including advice (where applicable), underwriting, policy administration, and claims handling, are carried out exclusively by authorised and FCA-regulated firms.
Any information provided by Sanus Shield Ltd is for general information purposes only and should not be relied upon as financial or insurance advice. Customers should seek independent advice or rely on the guidance of the authorised provider before entering into any agreement.
Ready to support your people?
Confidential EAP support that strengthens wellbeing and delivers real business impact.
Sanus Shield is not authorised by the Financial Conduct Authority (FCA) in its own right but operates as an Appointed Representative (AR) of Raw Insurance Limited, which is authorised and regulated by the FCA.
Sanus Shield acts as:
1. An Appointed Representative (AR) of Raw Insurance Limited for general insurance activities.
2. An Introducer Appointed Representative (IAR) of BHSF Limited solely for the purpose of introducing customers to cash plan products.
3. An Introducer Broker (IB) to Healthnet Services Limited for the introduction of customers to private medical insurance (PMI), life insurance, and health-related products.
4. commercial partner and reseller of Shoorah Ltd, providing access to employee assistance programmes (EAP), wellbeing services, and related non-regulated products.
Sanus Shield does not provide advice, recommendations, or personal opinions on any insurance or financial products.
All regulated activities, including advice (where applicable), underwriting, policy administration, and claims handling, are carried out exclusively by authorised and FCA-regulated firms.
Any information provided by Sanus Shield Ltd is for general information purposes only and should not be relied upon as financial or insurance advice. Customers should seek independent advice or rely on the guidance of the authorised provider before entering into any agreement.
Ready to transform your workplace?
Contact our team to learn how guided mental wellbeing programmes can benefit your organization and improve employee wellbeing.
Sanus Shield Ltd and Shoorah Ltd act as introducer appointed representatives of BHSF Group Limited.
BHSF Group Limited is registered in England & Wales (No. 04767689).
Registered office: 14th Floor, 54 Hagley Road, Birmingham, B16 8PE.
BHSF Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
BHSF Employee Benefits Limited is authorised and regulated by the Financial Conduct Authority.
Sanus Shield Ltd and Shoorah Ltd act solely as introducers for business cash plan referrals.
They do not provide financial, legal, or regulated health advice.
All advice and services are provided directly by BHSF.
BHSF’s mental health services are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.
Ready to protect your organisation?
Trusted insurance solutions for care providers and businesses across all sectors, delivering clarity, transparency and reliable support to help you operate with confidence every day.
Join our network today and start offering specialist social care insurance solutions to your clients. Access our dashboard, track your referrals, and grow your business with Sanus Shield.
Sanus Shield helps individuals and businesses explore trusted life protection options including Term Life Cover, Whole Life Cover, Critical Illness Cover, Income Protection, and Private Medical Insurance. Our advisors guide you through every step with clear support tailored to your needs.
Sanus Shield Ltd acts as an introducer for Healthnet Services Limited.
UK Health Insurance is a trading name of Healthnet Services Limited, which is authorised and regulated by the Financial Conduct Authority (FRN 312313).
Healthnet Services Limited is registered in England & Wales (No. 04620230).
Registered office: Bourne House, 25 Bourne Valley Road, Poole, Dorset, BH12 1DY.
Sanus Shield Ltd does not provide financial or insurance advice.
All advice, underwriting, and policy administration are carried out by Healthnet Services Limited.
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Financial payout if death occurs within the policy term
