Sanus Shield is not authorised by the Financial Conduct Authority (FCA) in its own right but operates as an Appointed Representative (AR) of Raw Insurance Limited, which is authorised and regulated by the FCA.

Sanus Shield acts as:

1. An Appointed Representative (AR) of Raw Insurance Limited for general insurance activities.

2. An Introducer Appointed Representative (IAR) of BHSF Limited solely for the purpose of introducing customers to cash plan products.

3. An Introducer Broker (IB) to Healthnet Services Limited for the introduction of customers to private medical insurance (PMI), life insurance, and health-related products.

4. commercial partner and reseller of Shoorah Ltd, providing access to employee assistance programmes (EAP), wellbeing services, and related non-regulated products.

Sanus Shield does not provide advice, recommendations, or personal opinions on any insurance or financial products.

All regulated activities, including advice (where applicable), underwriting, policy administration, and claims handling, are carried out exclusively by authorised and FCA-regulated firms.

Any information provided by Sanus Shield Ltd is for general information purposes only and should not be relied upon as financial or insurance advice. Customers should seek independent advice or rely on the guidance of the authorised provider before entering into any agreement.

Sanus Shield is not authorised by the Financial Conduct Authority (FCA) in its own right but operates as an Appointed Representative (AR) of Raw Insurance Limited, which is authorised and regulated by the FCA.

Sanus Shield acts as:

1. An Appointed Representative (AR) of Raw Insurance Limited for general insurance activities.

2. An Introducer Appointed Representative (IAR) of BHSF Limited solely for the purpose of introducing customers to cash plan products.

3. An Introducer Broker (IB) to Healthnet Services Limited for the introduction of customers to private medical insurance (PMI), life insurance, and health-related products.

4. commercial partner and reseller of Shoorah Ltd, providing access to employee assistance programmes (EAP), wellbeing services, and related non-regulated products.

Sanus Shield does not provide advice, recommendations, or personal opinions on any insurance or financial products.

All regulated activities, including advice (where applicable), underwriting, policy administration, and claims handling, are carried out exclusively by authorised and FCA-regulated firms.

Any information provided by Sanus Shield Ltd is for general information purposes only and should not be relied upon as financial or insurance advice. Customers should seek independent advice or rely on the guidance of the authorised provider before entering into any agreement.

Legal & Regulatory Information

2026 BHSF Group Limited. Registered in England & Wales: 04767689.
14th Floor, 54 Hagley Road, Birmingham, B16 8PE.

BHSF Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority.
BHSF Employee Benefits Limited is authorised and regulated by the Financial Conduct Authority.

BHSF’s mental health services are not regulated by the Financial Conduct Authority nor the Prudential Regulation Authority.

Sanus Shield Ltd and Shoorah Ltd act as Introducer Appointed Representatives (IAR) of BHSF Group Limited.

For the purpose of promoting and marketing referrals only for business-based Cash Plan introductions, Sanus Shield Ltd and Shoorah Ltd do not provide financial, legal, or regulated health advice.

All advice must be obtained directly from authorised BHSF personnel.